So, What Are My Next Steps?

Get a More Detailed Estimate

For an even more detailed estimate, visit the SSA.gov website and create an account. 

Learn About COLA

Check out our COLA blog to learn how we calculate your 2024 benefits.

How are Social Security disability payments calculated?

Social Security Disability benefits are based on your earnings from your job. SSDI benefits are calculated by using the sum of:

  • 90% of the first $1,115 of your average indexed monthly earnings, plus
  • 32% of your average indexed monthly earnings over $1,115 and through $6,721, plus
  • 15% of your average indexed monthly earnings over $6,721.

This SSDI calculator assumes you became disabled in 2023.

Who qualifies for Social Security Disability benefits?

SSDI eligibility is based on work-related several factors. Take our quick questionnaire to see if you qualify.

Individuals must typically be making less than $1,350/month to qualify for SSDI benefits. Individuals must also be unable to work full-time, be out of work for at least 12 months, and have worked at least 5 of the last 10 years.

What are the chances I will receive Social Security Disability benefits?

To receive benefits, an individual must qualify for SSDI benefits via our quick questionnaire.

After qualifying, the SSA reports that only 26% of first-time applicants are approved. We highly recommend seeking legal help and hiring an experienced disability lawyer to increase your chances of winning.

If you qualify via our SSDI case assessment, you pay nothing out-of-pocket for experienced legal help. You don't pay you unless you win your claim. 

Learn more about your chances of winning Social Security Disability Insurance benefits. 

How much does Disability pay?

Use our calculator above to find out how much you could draw monthly for SSD benefits.

What is the average Social Security disability benefit payment in 2023?

The average Social Security Disability benefit payment amount an individual can receive is $1,483/month (an increase of $119 from 2022).

What is the maximum Social Security disability benefit payment in 2023?

The maximum Social Security Disability benefit payment amount an individual can receive is $3,627 per month.

How much can a Social Security lawyer charge in 2023?

Social Security attorneys are allowed to charge a fee of 25% of the back pay awarded to you, up to a maximum amount. The maximum amount an SSD attorney can charge in 2023 is $7,200 (effective 11/30/22).

What is the average SSD benefit payment in 2024?

The average Social Security Disability benefit payment amount an individual can receive is estimated to be $1,527/month (an increase of $44  from 2023).*

*This estimate is based on a 3% COLA increase from 2023. SSA will release actual amounts in mid-October. 

What is the maximum Social Security disability benefit payment in 2024?

The maximum Social Security Disability benefit payment amount an individual can receive is $3,735 per month*.

*This estimate is based on a 3% COLA increase from 2023. SSA will release actual amounts in mid-October.